Terms and Conditions

Effective Date: Sunday, September 7, 2025

By using The Ownership Effect’s website and services, you agree to the following terms.

1. About Our Programs

Our fitness and wellness programs provide structured guidance and support. Results vary based on individual factors—including genetics, lifestyle, nutrition, and effort. We do not guarantee specific outcomes. Your progress depends on your consistency, effort, and personal accountability.

2. Your Health Comes First

Always consult your physician before beginning any fitness, nutrition, or wellness program, especially if you have existing medical conditions or injuries. Stop any activity that causes pain, dizziness, or discomfort. Participation in our programs is voluntary and at your own risk.

3. Limitation of Liability

We provide guidance but are not liable for injuries, health issues, or financial loss related to the use of our services. This includes direct or indirect consequences, even if they result from following our programs or using third-party links or resources.

4. Using Our Content

All content on our site—including videos, articles, images, and downloadable materials—is protected by copyright. You may use this content only for personal, non-commercial purposes. Any unauthorized sharing, reproduction, or resale is prohibited.

5. Payments and Refunds

Payment is required at the time of purchase for all programs, content, or coaching services. Refund and cancellation policies are clearly stated at checkout. Prices and programs may change, but we will notify you of any updates.

6. Privacy

We collect personal information (such as your name, age, email, social media handles, and payment details) to provide our services and communicate with you. Your data is kept secure and will never be shared without your consent.

7. Age Requirement

You must be 18 or older to use our services. By signing up, you confirm you meet this requirement.

8. Changes to These Terms

We may update these terms at any time. The latest version will always be posted on this page. Continued use of our services means you accept the updated terms.

9. Governing Law

These terms are governed by the laws of Florida, USA. Any disputes will be handled in the courts of Florida, USA.